Daytona & Ormond Beach Insurance Claim Negotiation & Dispute Attorney
Daytona Beach Personal Injury Attorney Helps Victims Win Just Compensation
Attorney Robert W. Elton knows from professional experience that dealing with an insurance company when you have been injured in a car crash or bring a premises liability claim can be taxing. Insurance companies in the state of Florida utilize a range of tactics and methodologies focused on assisting victims in these cases.
But Robert W. Elton has a secret weapon in this fight. Daytona & Ormond Beach Insurance claim and dispute litigation attorney Elton, who has fifteen years of experience defending insurance companies against consumers, knows the insurance company’s strategies, methods, and tactics. He understands the process, the companies, and the law inside out.
Florida Is a No-Fault State
Car crash victims can have an especially difficult time when dealing with insurance companies. Because the state mandated insurance levels are low and due to the fact that Florida is a no-fault state, those who have been injured in a car accident due to the negligence of another person can have a very tough time obtaining the settlement they need and deserve.
Not all Florida drivers are complaint with the law, which only complicates and lengthens accident cases. It’s estimated that 14 percent of Florida drivers are not properly insured.
Florida Medical Insurance Claims
It’s important to remember that there may be a number of roadblocks and detours before accident victims can think of receiving a settlement. Additionally, it’s also important to remember that car accident victims have fourteen days to seek medical help in the state of Florida.
If you do not do so within that time-frame, you run the risk of losing access to medical benefits. Also, insurance companies tend to take the claims of those who see a physician within seventy-two hours after an accident more seriously than those who get their injuries evaluated later.
Bring your complaint to Attorney Robert W. Elton, and you’ll get the benefit of having him in your corner. He will share with you the experience and knowledge he gained from working for insurance companies for fifteen years. When you face off with an insurance company in a dispute over the personal injury compensation that you deserve you’ll have the lawyer that you want representing you.
He will fight for you to be compensated for:
- Medical bills
- Lost wages
- Pain and suffering
- Loss of future earning potential
- Other damages
Understanding First-Party Claims
A first-party insurance claim is made against your own insurance company. This is common practice in a no-fault state such as Florida. First-party claims include health insurance, medical coverage, disability insurance, property insurance, business interruption insurance, and a variety of other types of insurance.
Any time an insurance company is handling a claim involving one of its policyholders, they have a duty to treat the policyholder reasonably and in good faith. Failure to do so could give rise to a claim for damages above and beyond the stated contract benefits.
The Basics of Third-Party Claims
A third-party claim is filed against another person’s insurance company. These claims are often filed when someone is injured and suffers property damage in a car accident or a premises liability accident.
Such an insurance company may be one that insures the other driver in an auto accident or that covers the insurance needs of the owner of a business where you were injured.
If you are injured and your injuries were caused due to the actions of another individual or corporation, and the responsible party’s insurance company does not fairly try to resolve your claim within the policy limits, you may file a bad faith claim.
This is done after you and your lawyer determine the value of your damages. Bad faith claims are complicated, and they require knowledge and experience in this specific legal area.
Call our Daytona & Ormond Beach Insurance Claim Negotiation & Dispute Attorneys Today
With more than forty years of experience practicing law in Central Florida, including Daytona Beach and all of Volusia and Flagler counties, Bob Elton knows the judges, the courts, the attorneys and the insurance companies. You can put his experience to work for you.
Call the Law Office of Robert W. Elton for a free consultation at 386-274-2229 or contact the firm online today. Bob Elton is also available by cell phone at 386-274-2229. Whenever you have doubt about anything an insurance company is doing, Attorney Elton, with decades of legal experience, can identify and remedy the problem.