How to Increase Your Chances of a Getting an Insurance Claim Approved
When you are in a car accident, your injuries might overwhelm you. But with the right filing, your insurance company should fulfill your claims and cover all of your medical care and expenses. Most people believe their insurance company operates with honesty and files claims based on needs; instead, insurance companies regularly find ways to avoid paying your claims and they regularly look for loopholes to protect their own business interests.
After an accident, there are a few things you can do to make sure all of your insurance claims are paid. Even if a claim has been denied one time, there is still a chance that same filing will be approved as long as you make the changes necessary to getting the claim approved.
Also Read : 3 Tips for Disputing a Car Insurance Claim
Follow these tips and tricks to increase your chances of getting your claim approved:
1. Contact Your Insurance Company Right Away: After an accident, you should contact your insurance company right away. It may not be second nature to you but calling your company and letting them know an accident has occurred pins the time of the accident down.
2. Study Your Insurance Policy: Every insurance policy is different and these companies are experts at writing fine print for clients to follow. Go over the insurance policy with a trusted person or seek the services of an attorney if you need help. The policy likely lists things you must do in order to be covered. Some companies even require you to check with them prior to going to a doctor for treatment.
3. Appeal Any Denial of Coverage: If you are denied coverage under a claim you have filed, appeal that decision to your company. Having an attorney on your side may increase your chances in an appeal because they are qualified to help you figure out exactly where your filing went wrong.
4. Keep a Record of Doctor’s Visits: When you need to visit a doctor for a diagnosis, it is important to have a record of this. You never know when you will need to prove your visits to your insurance company. Although your doctor’s office should keep your records, you can’t depend on them always being accessible so getting the record as the appointments occur prepares you for the future.
5. Write Down Everything Related to Your Injury: Aside from physician’s note, keep records of everything related to your injury like work you missed or activities you couldn’t take part in because of your injury. With some cases, documentation from an employee dramatically improves your chances of getting a claim fulfilled.
- If you have suffered from an auto accident, do not hesitate to seek the help of a qualified attorney. The law offices of Robert W. Elton specializes in dealing with insurance companies that have denied claims filed as a result of auto accidents. Schedule a free consultation today by calling the offices of Robert W. Elton at 386-274-2229 or visiting their website at http://www.eltonlaw.com/.
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